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  • Bad credit is OK

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Just One Application and Nearly ENDLESS Opportunities!

Can't wait for payday and need cash quick? No problem! Here at NetLoanUSA, we help you get the cash you need NOW! Gain immediate access to cash after filling out our simple, secure online loan application.

NetLoanUSA is America's LARGEST online personal loan network that connects you to financial loan lenders, nationwide for FREE! START NOW by completing our easy-to-use online application, and once you HIT SUBMIT, we will go to work for you immediately, searching banks, financial companies and cash advance lenders, to find YOUR highest qualified loan amount at the lowest interest rate possible, in UNDER 90 seconds!

Have bad credit? No problem. We have high approval rates that give you the best chance of getting a loan, regardless of your credit history. Even those with bad credit or no credit will find it easy to get up to $1,000 with NetLoanUSA.

4 Quick Steps to Get Approved Instantly!

  1. Complete our quick-and-easy online loan application.
  2. Wait less than 90 seconds, while our database searches over 120 cash loan providers to qualify you for the highest loan amount at the lowest interest rate possible.
  3. Once we have matched you to YOUR BEST LOAN option, SIGN and ACCEPT your cash loan immediately.
  4. You'll receive your loan by the next business day, and many times, within hours! Your cash will be wired directly into your bank account.

Our Safe and Secure Protection Guarantee

At NetLoanUSA, we RESPECT and PROTECT your privacy! We use state-of-the-art technology to ensure the safe and secure online transfer of your personal information. Our protocols make certain that your personal information is completely protected 24/7 GUARANTEED!

Important APR Information

Notice: This information is not required by federal, state or local law and is being provided to you only pursuant to our terms of service with Google. We are not a lender. Only your lender can provide you with information about your specific loan terms and APR. Ask your lender for their current rates.

The APR of loans offered by our lenders may range between 391% & 782%

The amount of a loan, cost of the loan, term of the loan and repayment amounts and timing are all factored into the APR on a small amount, short-term loan. Loans with a low APR may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. If you are looking to obtain a small-amount loan and pay it off quickly, you may only be offered loans with an APR in the high end of the above range.

Short-term loans are an expensive form of credit. Short-term loans should be used only for immediate financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.

What Happens if You Can't Repay your Loan

If you do not pay your loan according to the loan terms, your lender may:

  • Charge you late fees up to $37
  • Send your account to a collection agency
  • Report your information to a consumer reporting agency, which may negatively affect your credit score
  • Offer to renew, extend or refinance your loans. Renewals may be automatic and may cause you to incur additional fees, charges and interest.

NetLoanUSA not a lender. Only your lender can provide you with information about your specific loan terms and the implications for non-payment of your loan. Ask your lender for their policies for non-payment.

What People Are Saying

  • “It was very easy to fill out the form, quick response, and money was there the next day. All around a great experience!”

    Jacob H.
    Appleton, WI

  • “"I found myself in need of some quick, extra cash, and I searched the web. I am very pleased to have found netloanusa. The online application was very quick and precise. Indeed the next business day, my bank received their deposit and I was able to cover my expenses. Thanks again netloanusa, I would rate your service and professionalism with a 5 of 5!”

    Mark R

    Mark R.
    Durham, ME